Agreed Value Car Insurance Instructions
When applying for an agreed value policy it is important to include
high quality photos to ensure we can process the application quickly.
At Adrian Flux we know it's important for drivers to get the real,
current value for their car should they have an accident. Your photos
help us to assess the vehicle's condition and make sure you get the
right value if anything happens.
Watch the video below to find out how to take the photos we need for
your agreed value policy.
From restored and refined classics through to custom track cars, 4x4s
and even standard modern cars, we are able to provide agreed value
cover on any car you own, provided it is at least one year old.
Importance of agreed value photos
As part of any agreed value policy we will need to see high quality
photos of your vehicle. The work and care that people put into cars
can often save them from depreciation, and sometimes actually increase
the value of a car. Having photos of your car ensures that any
modifications or customisations are documented, meaning we can give
you an accurate value for your vehicle.
Getting your photos right
First of all, make sure the quality of your photos is high. Follow the
instructions below to meet our criteria:
Ensure your car is parked away from any obstructions so you can get
a clear picture from each angle.
Check the lighting - it's best to take your photos during the day to
get the best quality
Use a good quality camera and check the photos are clear, and in
colour, as we cannot accept blurry or black and white photos.
Make sure your car is clean, inside and out, so the pictures clearly
show the interior and exterior
Use recent photos to show your car as it is when you are applying
for the agreed value policy.
You'll need to take photos of the following parts of the car:
Drivers and passengers side
Take the photo side on, so you can see the full length and height of
We need a photo taken directly from the front of the vehicle, showing
the full width and height, including the licence plate.
This photograph should clearly show the full width and height of the
vehicle, as well as the registration number.
Take a clear photo of the whole engine bay. For mid-engined cars, a
photograph through the open engine cover will be fine.
The interior photo should be taken from an open passenger door. Try to
include key elements, such as the front seats, steering wheel and
dashboard. If you are applying for an agreed value policy on a
motorhome, include a photo of the living space.
Include a photo of the current mileage reading. If your vintage
vehicle does not have a mileometer, enclose a signed statement
declaring the vehicle has no odometer.
Submitting your photos
Photographs of your vehicle are essential for gaining an agreed value
policy. Once you've taken your photos, and double-checked that they
meet our guidelines, you are able to submit them in three ways:
Online - You can now complete your agreed value request
online, including uploading photographs, by logging into your
account. If you haven't registered for your online account yet,
simply call our customer service team who will be able to send you
log in details including your password
Email - Send your photos as an attachment in an email to
Post - Send your documents by post, for free, using our
Freepost address below:
Adrian Flux Insurance Services
East Winch Hall
If you have any questions about the photographs, or for more
information on our agreed value car insurance policies, call us today
on 0800 369 8590.